Are you financially healthy?

Recently been asking by one dumb dumb at France (a friend of mine working in France now and was kissed by a man on his birthday ... sorry about that...) about how to become a millionaire. I think he's not dumb. Just me lazy. LOL.
Probably you've been scared by the my title today. Anyway, the point is how many of us would want to share the secret of success in making money? Like how Bill Gates or Warren Buffet shared with the rest of the world? The perception is, "I don't earn more than $10,000 per hour, what's there to share?"
... *knn ccb* ...
The fact is as if you don't have any bank account savings, fixed deposit, insurance plans, unit trust, stocks & shares and bla bla bla... I agree to that your financial well being is a privacy to a certain extend. Sometimes, people just asking some information, not the amount of money you put in. You could be doing a good thing for yourself by spreading which investment instruments is good to others so that others go to invest and the business is good then you'll get back more returns. *Just some crappy hypothesis without any sources* - Snail Says. *LOL*
Anyway, how to earn a million and retire peacefully? hmm... back to the France dumb dumb, he said quit the stable income job and be like Bill Gates. *dohz* The trick is how. People are curious by the *how*. That brings back to the question, why people don't want to let others know what kind of investment tools they use? It's just the *what & how*... not the *how much money you invest*... skeptical... skeptical... skeptical...
I was somewheat in the financial line previously and I do see these dilemmas floating around.
- People don't do business with relatives or friends. Priority will be low.
- People don't share their financial stuff with you if both have many common friends or acquaintances.
- People invest through word of mouth. They don't know what they want. As long as you say it's good, they'll think it's good.
- People will say they do homework before they invest, I'll say generally are blindly investing. Especially for those non so financial savvy person. I'd love to talk to those people who know the inside out of the industry though.
- People still believe saving in bank is the safest. I say it's BULLSHIT!!! As if you don't know what is money erosion and inflation in the dictionary. Count the interest rate, can your money in bank safe from those?
- People don't know what is emergency cash. Having few ten thousands in the bank now is nothing. Once emergency strike, there goes your money and say bye bye.
- People thought Life Insurance is the basic one. If you have more money, why can't you afford a better one? Probably Life Insurance + Investment? ILP? Depends on your risk though.
- People thought investment are for rich. Poor will save money in the bank and earn that pathetic interest which is making their money value negative. See it in the FOREX board for more info of the money value. FD only need $1,000. Isn't that some planning you do?
- Diversify... diversify... diversify...

*Proof me wrong please*

One million. On the way? Better buy 4D?
Read 5 articles from sgfunds forum today. Insightful~
Enjoy!